See why specialized commuter benefits platforms deliver 2x higher employee engagement and measurably better ROI than generic stacked solutions.
When your platform is purpose-built for commuter benefits, employees actually use them.
The data is clear: Fleet's specialized platform drives 80%+ employee engagement compared to 30-40% for generic HSA/FSA providers trying to bolt on transit functionality.
Stacked platforms promise "one system for everything," but deliver administrative complexity and frustrated employees. Fleet's laser focus on commuter benefits means deep provider integrations (225+ and counting), automated compliance across all jurisdictions, and zero implementation costs.
Organizations switching to Fleet see results within weeks—higher utilization, lower admin burden, and employees who actually love using their commuter benefits.
Corporate America spends billions on commuter programs that fail because generic platforms can't deliver the specialized experience employees need.
Generic HSA/FSA platforms bolt on basic card functionality without real transit provider connections. Employees face constant friction paying for subway passes, parking, or bike-shares—so they simply stop using the benefit.
NYC mandates, federal IRS limits, state-specific regulations—commuter benefits compliance is complex. Generic platforms lack the specialized knowledge to keep you compliant, creating audit risk and potential penalties.
When one platform tries to handle healthcare FSAs, HSAs, and commuter benefits, the user experience suffers. Confusing interfaces and lack of commute-specific features drive low adoption and wasted budget.
The Bottom Line: Generic platforms average 30-40% utilization. That means 60% of your commuter benefits budget goes completely unused—pure waste that specialized platforms like Fleet eliminate.
The performance gap between Fleet's purpose-built platform and stacked HSA/FSA solutions is impossible to ignore.
| Feature | Fleet | Generic Stacked Platforms |
|---|---|---|
| Utilization Rate | 80%+ | 30-40% |
| Provider Integrations | 225+ | Limited |
| Implementation Cost | $0 | $5,000-$15,000 |
| Compliance Updates | Automatic | Manual |
| Mobile Experience | Commuter-focused | Generic |
| Customer Support | Specialized experts | General support |
Fleet delivers measurable wins on both sides of the equation.
2x Higher Engagement: Our specialized platform drives 80%+ employee participation versus just 30-40% for generic HSA/FSA providers adding transit as an afterthought
$550 Saved Per Employee: Between reduced payroll taxes and eliminated admin overhead, the ROI is immediate and measurable
80% Less Admin Burden: Automated compliance monitoring, real-time reporting, and intelligent alerts mean your team can focus on strategic initiatives, not paperwork
Up to $2,500 Tax Savings: Smart optimization ensures employees maximize their pre-tax deductions across all IRS-qualified commute expenses
One Platform, Every Commute: From subway passes to parking to bike-share—employees manage everything in a single, intuitive experience
Instant, Effortless Payments: Real-time balance updates, one-tap payments, and 225+ direct provider integrations eliminate reimbursement hassles
Get answers to common questions about switching to Fleet.
Yes. Fleet seamlessly integrates with all major HRIS platforms including Workday, BambooHR, and ADP—with zero implementation fees and minimal IT involvement.
Fleet automatically enforces New York's commuter benefits mandate, including the $340 monthly pre-tax limits and employer requirements for companies with 20+ employees. No manual tracking needed.
Fleet covers all IRS-qualified commuter expenses: public transit passes, parking, vanpools, bike-share memberships, and eligible micro-mobility services like scooters. If employees use it to commute, Fleet supports it.
Most organizations go live within 2-3 weeks. Compare that to the 3-6 month implementations typical of stacked HSA/FSA platforms trying to add transit functionality.
Fleet's intelligent platform sends proactive alerts when balances are at risk and provides personalized spending recommendations. Employees actually use their benefits instead of losing them.
See why switching to a specialized platform delivers 2x the employee engagement and measurable ROI within weeks.
